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No credit check personal loans A personal loan is sometimes needed when emergency or unexpected events occur. Unfortunately, the most available no credit check personal loan is known as payday loans. These loans require only that the loan applicant has a job and writes a post-dated check that will be cashed in by the lender after a short period of time, such as two weeks. But taking a payday loan is not a prudent move. It involves APRs that can be as high as 800%. An alternative is to ask someone to co-sign a personal loan. This person who will co-sign the personal loan must have a good credit standing. If the borrower misses payments, the creditor will go after the person who co-signed the personal loan. Of course, it can be tricky to ask a person to risk his good credit rating for someone else. This is why most people who co-sign are relatives and friends who are willing to help. |